Financing your NIU Smart Scooter

We've got you covered, as we have finance options available for people with all kinds of circumstances. Spreading the cost of our amazing E-Mopeds is a convenient way to buy, at a manageable pace that suits your lifestyle.  NIU Edinburgh believes that you shouldn't have to pinch your pockets to be able to ride clean and help the environment. No matter your budget, You set the deposit and you can pay for it in small monthly instalments to suit your personal needs.

Simple, Easy Finance By MotoNovo

To help you purchase from NIU Edinburgh, We’ve partnered with vehicle finance experts MotoNovo Finance to allow you flexible finance on your new NIU electric moped.

Hire Purchase
Spread the cost of your NIU E-Moped by paying fixed monthly instalments. With terms available from 12 to 36 months and an optional deposit amount, you can choose a payment plan that suits your budget. You can also enjoy a one month payment holiday on your agreement. Interest is calculated from the day your agreement starts.

Personal Contract Purchase
Spread the cost of your E-Moped by paying fixed monthly instalments with terms up to 36 months. This product contains a balloon payment at the end of the finance agreement, which would make the monthly instalment amounts lower than a traditional Hire Purchase (HP) agreement. This is great for customers who like to have the option to change their vehicle every 3 years.

Simply complete our finance form with all of your details and we’ll be in touch and generate a quote.

Finance Enquiry Form

Quick and Easy Decision

Instant decision

Range of Payment Periods

Very flexible periods from 12 - 36 months.

Competitive Rates

Very competitive rates

All credit histories considered with Super Bike Loans

Super bike loans work closely with some of the best lenders in the market. They will not only look at low rate prime lenders but bad credit lenders who want to say ‘YES’ when you have your heart set on your new NIU Electric Moped. Whether you are looking for the lowest APR rates or have been turned down for finance in the past, we will arrange a finance deal that suits you. Superbike Loans considers all credit histories and will help you find the E-Moped finance deal that suits you! Super bike loans is a broker not a lender.

Finance Enquiry Form

Quick and Easy Decision

24 hour decision

Range of Payment Periods

Very flexible periods from 12 - 60 months.

Finance for all

All credit histories considered

Ethical Lending to help fund your green ambitions with Capital Credit Union

NIU Edinburgh has partnered up with the Capital Credit Union to make it easier for you to purchase your new Electric Moped with the CCU Green Loan. The Capital Credit Union is an award-winning and the largest credit union in the East of Scotland. As a not-for-profit, they provide people-first banking to our community so that you can access ethical loans . They only lend you what you can afford to repay. A credit union loan from is based on your individual circumstances and assessed based on your affordability. All applicants must live in the East of Scotland. You can borrow between £2000 - £5000 and repay over a 5 year period with a competitive fixed interest rate of 6.9% APR.

- Borrow between £2,000 and £5,000.
- Competitive interest rate at 6.9% APR.
- Repayment term up to 5 years.
- Free Loan Protection Insurance
- No early repayment penalties.
- No admin charges.

Finance Enquiry Form

Fair Finance

Based on affordability. All credit histories considered

Range of Payment Periods

Repayment Term up to 5 years  

Competitive Rate

Fixed 6.9% APR 

The not so small small print...

NIU Edinburgh is a trading name of Flex Electric Transport Ltd, registered in Scotland, Company Registration Number - SC670010 our registered office is 74 Dalry Road, Edinburgh, EH11 2AY.

NIU Edinburgh is a trading style of Flex Electric Transport Ltd. Flex Electric Transport Ltd is authorised and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Firm reference number 935066.

You can check this on the Financial Services Register at

Representative Example:

Other ways to pay

At Niu Edinburgh we like to keep things simple and very upfront and transparent, we also accept payments by:

  • Bank Transfer
  • Cheque
  • Cash
  • All Major Credit and Debit Cards

Want to learn more about NIU Electric Mopeds?

Enter your details and we will be in touch to answer any questions you may have

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